Pricing

Simple pricing.
No surprises.

Per employee, per month. Sold to employers. Employees always get access free. No setup fees, no long-term contracts.

Professional

$8

per employee / month — annual plan
0–300 employees · billed upfront

No annual commitment? $10 / employee / month — cancel anytime.

Financial health score

9-step wellness roadmap

W-4 & tax withholding guidance

Retirement outlook & projection

Career-specific insights

Employer enrollment dashboard

Email support

Get started
300+ employees

Enterprise

Custom

per employee / month
300+ employees

Everything in Professional

Custom onboarding & training

Dedicated account manager

Custom reporting & exports

Priority support

Contact us

Annual plans billed upfront. Monthly plans available with no contract. Cancel anytime.

Compare plans

Everything, side by side.

Feature Professional Enterprise
Core report
Financial health score✓✓
9-step wellness roadmap✓✓
W-4 & tax withholding guidance✓✓
Emergency fund analysis✓✓
Debt payoff guidance✓✓
Retirement outlook & projection✓✓
Career-specific insights✓✓
Spouse & household analysis✓✓
Pension-aware guidance✓✓
529 college savings guidance✓✓
Employer dashboard
Enrollment tracking✓✓
Participation rate✓✓
Custom reporting & exports—✓
Support
Email support✓✓
Priority support—✓
Dedicated account manager—✓
Custom onboarding & training—✓
Pricing
Annual plan (billed upfront)$8 / employee / monthCustom
Monthly plan (no contract)$10 / employee / monthCustom
Employee size0–300300+
The math

It pays for itself.

One employee who correctly captures their employer 401(k) match generates far more value than the cost of the benefit.

$500B+

in employer 401(k) matching goes uncaptured every year because employees don't contribute enough to qualify.

$0.38

average AI cost per report generated — meaning your $10/employee fee funds a high-margin, high-quality product.

10 min

average time to complete the employee intake — comparable to a doctor's intake form, far simpler than filing taxes.

Pricing FAQ

Common questions.

What's the difference between monthly and annual pricing?
The annual plan is $8 per employee per month, billed upfront for the year. The monthly plan is $10 per employee per month with no contract — cancel anytime. Both plans include the full feature set for 0–300 employees.
Are there setup fees or minimum contracts?
No setup fees. The monthly plan has no minimum commitment. The annual plan is billed upfront for the full year. We earn your business every month.
What happens if our headcount increases during the year?
We bill based on the headcount requested at the start of the plan. If you need to add users during the year, we bill the additional seats on a prorated basis for the remainder of the billing period.
Do employees pay anything?
Never. FinancialCheq is purchased by the employer as a benefit. Employees always access it for free. Financial wellness shouldn't come with a paywall for the person who needs it most.
Can we offer this as a voluntary benefit vs. company-wide?
Yes. You can deploy FinancialCheq to your entire company or to specific teams. Employees opt-in via a unique link — no one is required to participate.

Ready to get started?

Reach out and we'll get your team set up — usually within one business day.

Request a demo Talk to us