New 2026 Workplace Wellness Report — out now

Your employees' financial health, clearly measured.

A personalized wellness report — savings, debt, taxes, retirement — generated in under ten minutes. Private to the employee, aggregated for the employer. No IT integration.

Request a demo See sample report
🔒 100% private ⚡ Deploy in 5 minutes 🛡 No PII shared
Most of them go unmeasured.
Generated in 9m 12s
—
Calculating...
SavingsOn track
DebtNeeds attention
TaxesOn track
RetirementOn track
$500B+
in 401(k) employer matches left uncaptured every year.
Source · BLS, 2024
1 in 3
U.S. employees can't correctly fill out a W-4.
Source · IRS taxpayer data
68%
say financial stress affects their work performance.
Source · PwC Wellness Survey
$1,800
average annual gain per employee in our pilot cohorts.
Source · FinancialCheq, 2025
How we compare

Less time, less surface area, more outcome.

FinancialCheq
EAP add-on
Traditional advisor
Time to roll out
5 minutes
2–6 weeks
1–3 months
IT integration required
✕
✓
✓
Per-employee monthly cost
$8
$22+
$45+
Personalized action plan
✓
✕
Sometimes
Aggregate employer dashboard
✓
✓
✓
Personal data shared with employer
✕
Sometimes
✓
Time-to-value for employee
10 min
Several hours
Multiple sessions
Product

Everything in one report.
Nothing on a roadmap.

Every employee gets a complete financial picture — not a teaser. No upsells. No coaching calls required.

📊
Financial health score

A 0–100 wellness number per employee, broken down across savings, debt, taxes, and retirement.

🗺️
Step-by-step plan

Plain-English action items — file a W-4 update, raise your 401(k) by 2%, refinance the higher-APR card.

🔒
Private by default

Personal data never leaves the employee's report. Employers see participation and aggregates, never names or numbers.

📋
W-4 & tax guidance

Per-paycheck withholding targets using live 2026 federal and state brackets. No more surprise bills in April.

📈
Retirement outlook

A realistic picture of their retirement trajectory — tailored to their age, accounts, pension, and goals.

💼
Career-specific insights

Teachers get TRS pension guidance. Government workers get 457(b) bridge strategy tips. Every report adapts to the person's role.

View a sample report →
Who it's for

Built for both sides of the benefit.

A benefit your team will actually use.

Deploy in 5 minutes. No IT integration. No data liability. You see engagement — employees keep their financial data private.

  • Reduce financial stress-related productivity loss
  • Differentiate your benefits package at minimal cost
  • Zero admin overhead after setup
  • Employer dashboard: participation rates, no employee data
  • Works for any team size — 10 to 10,000
Request a demo
$8
Per employee per month — less than your coffee stipend
5 min
Average setup time. Share one link, you're done.
0
Employee financial records stored or visible to employers

Your complete financial picture in under 10 minutes.

A personalized report with your health score, W-4 guidance, retirement outlook, and a step-by-step action plan. Free through your employer.

  • Know exactly where you stand financially
  • Fix your W-4 — stop over or under-paying taxes
  • See your retirement trajectory and gaps clearly
  • Your data is never shared with your employer
  • Takes about 10 minutes to complete
View a sample report →
10 min
Average time to complete your financial check-up
9
Step action plan tailored to your exact situation
100%
Private — your employer never sees your financial data
How it works

From signup to financial clarity in under 10 minutes.

01 —

Employer sets up a pilot

Takes 5 minutes. No IT integration required. We generate a private enrollment link for your team.

02 —

Employees complete the intake

A guided 7-step form covering income, savings, debt, investments, insurance, and goals.

03 —

A personalized report is generated

Health score, 9-step action plan, W-4 guidance, and retirement outlook — tailored to each person.

04 —

Employers see engagement, not data

Your dashboard shows participation and aggregate wellness trends. Individual data stays private.

What employers say

Built for real workplaces.

★★★★★

"Our employees have been asking for this for years. FinancialCheq gives them something we never could — a real, personalized financial picture."

SM
Sarah M.
HR Director, 85-person company
★★★★★

"The W-4 guidance alone is worth it. Half our team had no idea they were under-withholding. This caught it immediately."

JR
James R.
CFO, professional services firm
★★★★★

"Took 10 minutes to set up. Our team loved it. Costs less than our gym stipend and gets 10x the engagement."

PK
Priya K.
People Operations, tech company
Ready to start?

Give your team a financial cheq-up.

We're actively onboarding pilot companies. Setup takes 5 minutes and the first month is on us.

Schedule a pilot call View sample report