AI-powered financial wellness benefit
Your employees' financial health,
clearly measured.
Give every employee a personalized financial wellness report — covering savings, debt, taxes, and retirement — in minutes. Employees answer a guided set of questions about their financial picture and a personalized report is generated instantly.
On track — building momentum
3 clear next steps identified to accelerate your wealth building.
From signup to financial clarity in under 10 minutes
Employees answer a guided set of questions about their financial picture and a personalized report is generated instantly.
Employer sets up a pilot
Takes 5 minutes. No IT integration required. We provide a private signup link to share with your team.
Employees complete the intake
A guided 7-step form covering income, savings, debt, investments, and goals. Optionally upload a recent pay stub and prior year tax return for the most accurate outlook.
A personalized report is generated
A financial health score, 9-step action plan, W-4 withholding guidance, and retirement outlook — tailored to each employee.
Employers see engagement, not data
Your dashboard shows enrollment and participation rates only. Employee financial data is always private.
Everything employees need.
Nothing HR has to manage.
Financial health score
A clear score out of 100 with a plain-English summary of their overall financial position and what's driving it.
9-step action plan
A prioritized roadmap showing exactly where they stand and what to do next — based on proven financial planning principles.
W-4 & tax guidance
Per-paycheck withholding targets using live 2026 federal and state tax brackets. No more end-of-year surprises.
Retirement outlook
A realistic picture of their retirement trajectory tailored to their age, accounts, pension, and goals.
Career-specific insights
Teachers get pension and 403(b) guidance. Government employees get 457 tips. Healthcare workers get HSA advice.
100% private
Employee financial data is never visible to the employer. Reports belong to the employee only. Always.
Built for real workplaces.
"Our employees have been asking for this for years. FinancialCheq gives them something we never could — a real, personalized financial picture."
HR Director, 85-person company
"The W-4 guidance alone is worth it. Half our team had no idea they were under-withholding. This caught it immediately."
CFO, professional services firm
"Took 10 minutes to set up. Our team loved it. Costs less than our gym stipend and gets 10x the engagement."
People Operations, tech company
Per employee · per month
Sold to employers as a benefit. Employees always get access free.
Professional
$8
per employee / month (annual)
0–300 employees · billed upfront
Or $10 / employee / month — no contract, cancel anytime
Financial health score
9-step action plan
W-4 tax guidance
Retirement outlook
Career-specific insights
Employer dashboard
Enterprise
Custom
per employee / month
300+ employees
Everything in Professional
Custom onboarding & training
Dedicated account manager
Custom reporting
Ready to give your team a financial cheq-up?
Join the waitlist — we're onboarding pilot companies now.