Let's start with the basics.
This helps us understand your household situation and tailor the report to your life stage.
Upload documents (optional — but will provide the most clear and accurate outlook)
Uploading your latest pay stub gives Claude real numbers to work with — your report will include a supplemental note comparing what your documents show against our estimates. You can skip these.
Most recent pay stub
PDF, JPG or PNG · Max 10MB
Income & taxes.
We use this to calculate your tax withholding accuracy and overall financial picture. Use gross (pre-tax) amounts.
Used to project future income growth
Average bonus amount per year
Most accurate source — check your most recent pay stub
Enter negative if you owed money (e.g. -2500)
Health insurance, FSA, dental/vision premiums, etc.
Additional amount from Step 4(c) of your W-4
Savings & investments.
Enter current balances and monthly contributions for each account. Leave blank if you don't have that account.
Enter balances and contributions separately for you and your spouse. Leave blank if not applicable.
Your accounts
| Account | Balance | Monthly contrib. | Employer match % |
|---|---|---|---|
401(k) Traditional |
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401(k) Roth |
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403(b) |
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457(b) |
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Roth IRA |
— | ||
Traditional IRA |
— | ||
SEP-IRA |
— | ||
Solo 401(k) |
— | ||
Taxable brokerage |
— | ||
ESPP |
— | ||
|
Emergency fund
Balance
Monthly contribution
|
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529 College savings |
— | ||
Approximate value vesting per year
Debt & monthly expenses.
This powers your debt-to-income ratio, emergency fund calculation, and monthly cash flow snapshot.
Improves net worth accuracy
Rental income, freelance, side business, etc.
Other assets (optional — used for net worth calculation)
Total estimated market value of rental properties
Outstanding balance on rental property loans
Included in taxable income estimate
Mortgage, taxes, insurance, maintenance
Estimated value of business ownership interest
Vehicles, collectibles, crypto, art, other valuables
Rent/mortgage, utilities, groceries, insurance — not childcare
Dining, entertainment, subscriptions, etc.
Daycare, after-school care, nanny. Impacts cash flow stress score and FSA recommendation.
2026 max: $5,000/year. Pre-tax — reduces your taxable income.
Debt balances & monthly payments
Home equity line of credit
Used to prioritize payoff vs. mortgage
Retirement goals.
This drives your net worth forecast and retirement income gap analysis.
In today's dollars
We'll recommend one based on your age, but you can choose any option.
How we use this in your projections
Your report applies an age-banded glide path rather than a single flat rate — a more realistic model of how portfolio risk typically evolves over a career. We use 10% in your 20s and 30s, 9% in your 40s, and 6% in your 50s, then your selection above for age 60+. Your choice here drives the post-60 phase and the conservative/optimistic scenario comparisons in your report.
Insurance & protection.
Coverage gaps are one of the most overlooked financial risks. This section takes about 2 minutes.
Estate planning documents — which do you have?
Almost there.
Tell us what financial goals matter most to you right now, and add any additional context that might help personalize your report.
Download your statement at ssa.gov/myaccount and upload it here for a far more accurate Social Security projection than our estimate.
Social Security statement
PDF, JPG or PNG · Max 10MB