Step 1 of 7

Let's start with the basics.

This helps us understand your household situation and tailor the report to your life stage.

Upload documents (optional — but will provide the most clear and accurate outlook)

Uploading a recent pay stub and prior year tax return helps us give you significantly more accurate withholding guidance and tax estimates. You can always skip these.

Prior year tax return

PDF, JPG or PNG · Max 10MB

Most recent pay stub

PDF, JPG or PNG · Max 10MB

Step 1 of 7
Step 2 of 7

Income & taxes.

We use this to calculate your tax withholding accuracy and overall financial picture. Use gross (pre-tax) amounts.

HSA enrolled (High-Deductible Health Plan)
Enables triple tax advantage guidance in your report
Step 2 of 7
Step 3 of 7

Savings & investments.

Enter current balances and monthly contributions for each account. Leave blank if you don't have that account.

None
No pension plan
Defined benefit pension
e.g. TRS, IMRF, SERS
Defined contribution plan
Employer-funded account
Both
Pension + contribution plan
Step 3 of 7
Step 4 of 7

Debt & monthly expenses.

This powers your debt-to-income ratio, emergency fund calculation, and monthly cash flow snapshot.

Rent/mortgage, utilities, groceries, childcare, insurance

Dining, entertainment, subscriptions, etc.

Debt balances & monthly payments

Step 4 of 7
Step 5 of 7

Retirement goals.

This drives your net worth forecast and retirement income gap analysis.

In today's dollars

We'll recommend one based on your age, but you can choose any option.

4%
Capital Preservation
Bonds, CDs, stable value funds
6%
Conservative
60/40 bond-heavy allocation
7%
Balanced
Classic 60/40 stock-bond mix
9%
Growth
80% equities, 20% bonds
10%
Aggressive Growth
90%+ equities, minimal bonds
12%
Maximum Growth
100% equities, higher volatility

Include Social Security estimate
Uses 2026 SSA formula to estimate your benefit based on income history
Step 5 of 7
Step 6 of 7

Insurance & protection.

Coverage gaps are one of the most overlooked financial risks. This section takes about 2 minutes.

Life insurance
Term or whole life coverage
Disability insurance
Short or long-term disability coverage
Will / estate planning documents
Will, POA, healthcare directive
Beneficiaries up to date
On all retirement accounts and insurance policies
Step 6 of 7
Step 7 of 7

Almost there.

Tell us what financial goals matter most to you right now, and add any additional context that might help personalize your report.

Pay off debt faster
Build emergency savings
Retire early
Buy a home
Save for college
Reduce taxes
Grow investments
Protect my family
Understand my benefits
Start investing
Build a budget
Plan for a major purchase
Step 7 of 7